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Whether you have feedback on a template, spotted something that needs correcting, or just have a general question about how credit disputes work, we'd love to hear from you.

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What we can help with

• General questions about how our free letter templates work.
• Feedback, corrections, or suggestions for our guides.
• Broad, educational questions about the credit dispute process.
• Reporting a technical problem with the website.

What we can't help with

Because we are an independent educational site — not a law firm, credit-repair company, or credit bureau — there are some things we simply can't do:

• We cannot give legal or financial advice or advise on your specific case.
• We cannot access, view, pull, or change anyone's credit report.
• We cannot contact bureaus, creditors, or collectors on your behalf.
• We cannot dispute items for you or guarantee any particular outcome.

For advice on your individual situation, please consult a licensed attorney or a nonprofit credit counselor. See our disclaimer for more. For issues with your actual credit report, contact the credit bureaus directly or the CFPB.